Hakiki, M. “Pengaruh Pembiayaan Mudharabah Dan Musyarakah Terhadap Non Performing Financing (Npf) Bank Pembiayaan Rakyat Syariah Di Indonesia Periode 2016-2018”. JYRS: Journal of Youth Research and Studies, Vol. 2, no. 2, Nov. 2021, pp. 41-60, http://lp2msasbabel.ac.id/jurnal/index.php/JS/article/view/2041.